Singapore Top 7 Best Accredited & Licensed Money Lenders. We have compared & found the top reputable, friendly, and only licensed companies. Tips on borrowing from a licensed money lender. SG Top Choices ultimate guide has everything you need to know about SG money lenders. Licensed money lenders are money lenders that are approved and governed by Singapore’s Ministry of Law (MinLaw) and the Registry of Moneylenders (ROM). Singapore Top 7 Best Accredited & Licensed Money Lenders. We have compared & found the top reputable, friendly, and only licensed companies.